What it costs, what it saves
You save about
66 €/ month
A year
792 €
Time back
7,2 h / month
Riding 15 km a day instead of driving, 5 days a week, all year.
Smiles a month
43
one every ride with the kids — there and back, 5 days a week
Fundo AmbientalWindow closed
up to 1500 €
back after purchase · 50 % of the price
How you pay for it
Multicharger3 FAMILY
4452,89 € · VAT 6 % incl.
Monthly
120,18 €/ monthTAEG 15,3 %
48 instalments · TAN 12,850 % · total amount payable (MTIC) 5847,01 € · stamp duty 78,37 € paid with the 1st instalment
Instalment vs. what the car costs you today
Estimated savings cover 55 % of the instalment
Real cost
54 €/ month
Your estimated savings cover 55 % of the instalment — real cost about 54 € a month.
Pays for itself in about 68 months
Trial fee 100 % credited when you buy.
Estimates from the numbers above and CICLO's current assumptions (fuel: DGEG). Not every ride replaces a car trip; not a contractual saving.
Representative example: personal credit of 4452,89 € for a price of 4452,89 €, no down payment, 48 monthly instalments of 120,18 €, TAN 12,850 %, TAEG 15,3 %, total amount payable (MTIC) 5847,01 € — includes stamp duty on use of 78,37 € charged with the 1st instalment and stamp duty on interest. CICLO – Urban Micromobility, Lda acts as a non-exclusive credit intermediary on an ancillary basis, registered with Banco de Portugal under nº 6601, and charges the consumer nothing. Lender: Cofidis. Subject to Cofidis approval. Non-binding simulation. Rates 3T 2026.